Inherited Jewelry: What to Keep, Review or Sell

Inherited jewelry can carry family meaning as well as monetary value. You do not have to make the same decision for every piece. Start by separating items you want to keep from those you would like a jeweler to examine.

Make a simple inventory

Photograph each piece and record any names, inscriptions or family history attached to it. Keep matching earrings and sets together. Store reports, receipts and older appraisals with the corresponding items so their details do not become separated.

Resolve ownership before a sale

If more than one person may have an interest in the jewelry, settle who is authorized to decide before seeking a sale. When authority is unclear, obtain advice from the professional handling the estate. A jeweler's evaluation does not resolve an ownership question.

Learn what you have before altering it

A piece you would not wear may still have design, maker or historical interest. Ask about those details before melting, resizing or taking it apart. An evaluation can also help distinguish a piece worth repairing from one better left as it is.

Consider keeping, redesigning or selling

Keeping a small number of meaningful pieces is a valid choice. Redesigning may make a stone wearable in a new setting, but first discuss what would be changed and whether the original can be preserved. If you sell, compare a direct offer with consignment terms and the time each route may take.

An insurance appraisal is not a guaranteed resale price. Ask what a purchase offer includes and keep written records of any transaction.

Bring your questions with the jewelry

Contact our Boca Raton showroom to arrange an evaluation. Tell us which pieces are undecided and which are not for sale. You can gather information first and make the decision afterward.