Rings and a bracelet worn with a red sequined dress
Rings and a bracelet worn with a red sequined dress

Gold and Precious Metal Loans in Boca Raton

Use gold jewelry, bullion, coins or platinum as collateral. Get a private evaluation based on weight, purity and current market value, with no credit check.

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Wide stone set bracelet and statement rings worn with a white dress

Borrow against gold and precious metals

Bring your gold jewelry, coins, bullion or platinum to Diamonds By Raymond Lee for an evaluation. We assess weight, purity and current market value, then explain the loan amount, interest, fees and repayment date. Your items stay in secure, insured storage during the loan.
Book a Loan Consultation

How a gold loan works

  • Evaluate your items

    We check weight, purity and current market value.

  • Review your offer

    We explain the proposed loan amount with no obligation to accept.

  • Agree on the terms

    Review interest, fees, the repayment date and renewal options before signing.

  • Receive funds and secure storage

    We arrange payment and hold your items in our insured vault during the loan.

Gold and precious metals we accept

01
Gold jewelry We evaluate 10K, 14K, 18K, 22K and 24K gold, including rings, chains and bracelets.
02
Bullion and coins Bring gold bars, bullion and coins for an assessment of their weight, purity and market value.
03
Platinum and other pieces We also evaluate platinum jewelry and bullion, estate pieces and jewelry containing multiple precious metals.
Book a Loan Consultation
Layered necklaces, a wide bracelet and statement rings

A gold loan or an outright sale

Understand both options before deciding.

Model in a pink jacket wearing rings, earrings and a pendant necklace
01
Keep the option to reclaim your item Your gold or precious metals are held as collateral and returned when the loan is repaid under the agreed terms.
02
Understand the cost Review the interest, fees and total repayment amount before deciding whether a loan suits your needs.
03
Plan for repayment Your agreement sets the due date and explains renewals and what happens if the loan is not repaid.
04
Use the value of your collateral The loan is based on your item’s value, with no credit check. Loan documents are still required.
05
Compare a sale If you prefer an outright sale, ask for an offer or read about selling gold in Boca Raton.
Book a Loan Consultation

CUSTOMER EXPERIENCES

Selected five-star Google reviews

General customer service experiences with our store.

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★★★★★

I had a great experience at Diamonds by Raymond Lee. I was helped by Jose and Dan, and both were excellent — professional, fast, and very transparent throughout the process.I did a pawn on a watch, and everything was han…Read full reviewClose full review
I had a great experience at Diamonds by Raymond Lee. I was helped by Jose and Dan, and both were excellent — professional, fast, and very transparent throughout the process.I did a pawn on a watch, and everything was handled smoothly. The terms were fair, the interest rate was reasonable, and the service was efficient from start to finish.I would definitely do business with them again — not necessarily for another loan, but absolutely to purchase, as they have an impressive selection of watches and jewelry.Highly recommend!

★★★★★

Great customer service and an amazing selection of diamonds and gold jewelry. I brought my old gold and got top dollar on loan for it. Thanks Dan and jose for your support and service.

★★★★★

Great customer service. Jose is really nice and helpful. I love the store and his patience. He took his time with no rush to help us. Thank you Jose

Reviews collected October 3, 2026.

Gold loan questions

The offer depends on the weight, purity and current market value of your items. We evaluate them in person and explain how we arrived at the loan amount.

Yes. We evaluate gold jewelry, bars and coins, along with platinum jewelry and bullion.

Your gold or precious metals secure the loan and stay in our possession during its term. After you repay the agreed balance, your items are returned to you. The agreement explains the interest, fees, due date and renewal options.

No. The loan is based on your collateral’s value. We do not check or report to credit bureaus, and we do not require employment verification.

Most loans close in under an hour after authentication and agreement on the terms. Payment is available by wire transfer or cashier’s check.

After the grace period, the collateral is sold to satisfy the outstanding balance. Proceeds beyond principal and interest are returned to you. Review the default terms in your agreement before signing.

Yes. We also buy gold and precious metals outright. You can compare both offers before deciding. Learn more about selling your gold.