Gold and Precious Metal Loans in Boca Raton
Use gold jewelry, bullion, coins or platinum as collateral. Get a private evaluation based on weight, purity and current market value, with no credit check.
Book a Loan Consultation
Borrow against gold and precious metals
Bring your gold jewelry, coins, bullion or platinum to Diamonds By Raymond Lee for an evaluation. We assess weight, purity and current market value, then explain the loan amount, interest, fees and repayment date. Your items stay in secure, insured storage during the loan.
Book a Loan ConsultationHow a gold loan works
-
Evaluate your items
We check weight, purity and current market value.
-
Review your offer
We explain the proposed loan amount with no obligation to accept.
-
Agree on the terms
Review interest, fees, the repayment date and renewal options before signing.
-
Receive funds and secure storage
We arrange payment and hold your items in our insured vault during the loan.
Gold and precious metals we accept
Gold jewelry
We evaluate 10K, 14K, 18K, 22K and 24K gold, including rings, chains and bracelets.
Bullion and coins
Bring gold bars, bullion and coins for an assessment of their weight, purity and market value.
Platinum and other pieces
We also evaluate platinum jewelry and bullion, estate pieces and jewelry containing multiple precious metals.
A gold loan or an outright sale
Understand both options before deciding.
Keep the option to reclaim your item
Your gold or precious metals are held as collateral and returned when the loan is repaid under the agreed terms.
Understand the cost
Review the interest, fees and total repayment amount before deciding whether a loan suits your needs.
Plan for repayment
Your agreement sets the due date and explains renewals and what happens if the loan is not repaid.
Use the value of your collateral
The loan is based on your item’s value, with no credit check. Loan documents are still required.
Compare a sale
If you prefer an outright sale, ask for an offer or read about
.
Book a Loan ConsultationGold loan questions
How much can I borrow against gold?
The offer depends on the weight, purity and current market value of your items. We evaluate them in person and explain how we arrived at the loan amount.
Do you accept both jewelry and bullion?
Yes. We evaluate gold jewelry, bars and coins, along with platinum jewelry and bullion.
How does a gold collateral loan work?
Your gold or precious metals secure the loan and stay in our possession during its term. After you repay the agreed balance, your items are returned to you. The agreement explains the interest, fees, due date and renewal options.
Do I need good credit?
No. The loan is based on your collateral’s value. We do not check or report to credit bureaus, and we do not require employment verification.
How quickly can I receive funds?
Most loans close in under an hour after authentication and agreement on the terms. Payment is available by wire transfer or cashier’s check.
What happens if I do not repay?
After the grace period, the collateral is sold to satisfy the outstanding balance. Proceeds beyond principal and interest are returned to you. Review the default terms in your agreement before signing.
Can I sell my gold instead?
Yes. We also buy gold and precious metals outright. You can compare both offers before deciding. Learn more about selling your gold.