Insurance Replacement Boca Raton

Expert insurance replacement for rings, watches, and jewels with precision sourcing and master craftsmanship.

Insurance Replacement with Precision and Care

From lost rings to stolen watches, Diamonds by Raymond Lee delivers flawless insurance replacements with expert sourcing, master jewelers, and trusted adjuster partnerships.
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Why Choose Us for Insurance Replacement in Boca Raton

01

Expert valuation

GIA reports, laser‑inscription matching, and loss‑adjuster‑compliant paperwork secure swift approvals.

02

In‑house mastery & speed

On‑site master jewelers, CAD designers, and master watchmakers recreate lost or damaged items to factory standards, while our concierge team offers ring sizing, cleaning, and polishing.

03

Secure custody

Every salvaged stone or partial heirloom is stored in a vault under 24‑hour CCTV, guaranteeing a chain of custody.

04

Lifetime assurance.

Complimentary ultrasonic cleaning, annual inspections, and a workmanship warranty accompany every replacement.

How Our Process Works

01
Schedule your appointment walk-ins are also welcome.
02
Visit our private Boca Raton showroom  for a complimentary evaluation, high‑resolution photography, and insurer‑approved quote.
03
Enjoy same‑day or next‑day completion on most paperwork; complex recreations proceed with ongoing text and photo updates.
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What Goes Into Expert Insurance Replacement

Luxury claims demand forensic artistry

01
Metal & setting architecture Platinum micro‑pavé shanks may need precision laser welding before new stones are mounted; yellow‑gold baskets require color‑matched solder and meticulous prong retipping.
02
Stone characteristics Carat weight, facet sequencing, and light performance must mirror the original. Our gemologists comb global inventories to secure matches within 0.02 ct, and supply lab reports for insurer sign‑off.
03
CAD & prototyping When insurers approve full recreation, our CAD custom jewelry team renders 3‑D models in 48 hours, ensuring every milgrain edge is pre‑approved.
04
Movement & reference parity Swiss‑trained watchmakers source identical references, regulate accuracy, verify serials, and pressure‑test water resistance.
05
Finishing finesse Final pieces undergo master‑level polishing and ultrasonic cleaning so they arrive showroom‑fresh yet respectful of any vintage patina you wish to preserve.
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Recent Client Testimonials

Sophia, June 2025

"Flawless Diamond Replacement That Impressed Even the Adjuster"

“After my diamond fell out during vacation, they matched a replacement so perfectly my adjuster was amazed.”

Daniel, December 2024

"Seamless Insurance Support and Expert Heirloom Restoration"

“They handled all State Farm paperwork, rebuilt my heirloom ring using laser welding, and delivered it spotless.”

Elena, February 2025

"Fast Bracelet Replacement with First-Class Extras"

“Lost bracelet replaced within two weeks, plus free ring sizing on my wedding band. First‑class experience.”

Frequently Asked Questions

How long does the insurance replacement process take?

Simple stock replacements can finalize in as little as seven days once your adjuster approves our quote. Custom recreations that require CAD modeling or specialty stone sourcing average three to four weeks, and we keep you updated with photos at every stage.

Will my insurance company accept your appraisal?

Yes. Our reports follow NAJA and GIA formatting, include HD images, and reference the insurer’s claim number, making them universally accepted by carriers such as Chubb, Jewelers Mutual, and State Farm.

Can you match a unique colored gemstone?

Our GIA gemologists access global tenders for sapphires, rubies, and emeralds, allowing us to locate hues within a single Pantone shade. We supply AGL or GIA certificates to satisfy both your eye and your insurer’s paperwork.

Do I have to pay out‑of‑pocket first?

Most carriers issue payment directly to us once the replacement quote is approved. You pay only your policy deductible, if any, eliminating cash‑flow headaches.

What happens if my original jewel is found later?

Return it to us for complimentary evaluation. We can buy back the replacement, restore the original with stone tightening or prong retipping, or help you keep both pieces while adjusting insurance documentation.

Is the replacement covered by warranty?

Absolutely. All insurance replacement jewelry and watches carry our workmanship warranty, plus complimentary annual ultrasonic cleaning and inspections.

Can you combine replacement with an upgrade?

Yes. Many clients apply the insurer’s payout toward a larger diamond or more elaborate setting. We provide an itemized invoice showing your cash contribution versus insurance funds for transparent accounting.