Jewelry Collateral Loans in Boca Raton
Use the value of your jewelry without selling a piece you want to keep. Get a private evaluation and a loan offer based on your jewelry, with no credit check.
Book a Loan Consultation
A jewelry loan with personal service
Bring rings, necklaces, bracelets, earrings or loose stones to our Boca Raton showroom. Our gemologists and jewelers assess the materials, stones, condition and current market demand, then explain your offer. Your jewelry is stored securely and insured during the loan, and returned after repayment.
Book a Loan ConsultationWhat to expect from your loan
01
Funds in under an hour
Most loans are completed in under an hour after authentication and agreement on the terms. Payment is available by wire transfer or cashier’s check.
02
An informed valuation
Our specialists assess your jewelry and its current market value.
03
Secure, insured storage
Your collateral is held in our vault with cameras operating around the clock and insurance covering its full appraised value.
04
Care for your item
Complimentary cleaning and appropriate servicing are available on request. Ask our team about the care included for your piece.
How to get a jewelry loan
Book a consultation
Schedule a private appointment at our Boca Raton showroom. Walk ins are also welcome.
Have your item evaluated
We assess authenticity, condition and current market value, then explain your loan offer with no obligation to accept.
Review the terms and receive funds
Review the loan amount, interest, fees, repayment date and renewal options before signing. Once agreed, we arrange payment and secure storage.
What affects your jewelry loan offer
Your offer reflects the complete piece, including its materials and condition.
Precious metal content
We assess the type, purity and weight of the gold or platinum in your jewelry.
Diamonds and colored stones
Carat weight, cut, color and clarity help determine value. Bring any grading reports you have.
Brand and design
The maker, design, age and current demand can contribute to a piece’s value beyond its materials.
Condition and repairs
We inspect settings, clasps and signs of wear. Damaged jewelry can still be considered.
Loan or sale
A loan allows you to reclaim your jewelry after repayment. You can also compare an
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Book a Loan ConsultationJewelry loan questions
How quickly can I get funds?
Most loans close in under an hour, from authentication to payout. Wire transfers arrive the same business day, and cashier’s checks are provided immediately.
What jewelry can I use as collateral?
We evaluate diamond and gemstone jewelry, gold and platinum pieces, estate jewelry and loose stones. If you have a watch, see our Rolex loan page or general collateral loan options.
Will you check my credit?
No. Our collateral loans are based on your item’s value. We do not check or report to credit bureaus, and we do not require employment verification.
How is my collateral stored?
Each item is sealed, barcoded and stored in our vault with security cameras operating around the clock. Insurance covers the full appraised value while your collateral is in our possession.
Can I renew my loan?
Yes. Pay the monthly interest and storage fees on or before the due date and we can renew the term without a new application. Your written agreement explains the amounts and due dates.
What happens if I do not repay?
After the grace period, the collateral is sold to satisfy the outstanding balance. Proceeds beyond principal and interest are returned to you. We explain the repayment date and default terms before you sign.
Is servicing available during the loan?
Yes. Complimentary ultrasonic cleaning and routine watch winding are available on request. Our team will discuss the appropriate care for your item.
Can I borrow against a damaged item?
Yes. We can evaluate damaged pieces and discuss whether repairs, such as laser welding or stone tightening, would affect the loan offer. Any proposed work is explained before you decide.